Mortgage Center

Mortgage Pre Approval

When starting your home search it is extremely important to speak to a professional lender or broker about your mortgage needs. You need to find a lender or broker that you can trust. Shop around; find the best mortgage product for you. Make sure the company is a solid professional lender or broker.

Seek a Pre Approval Letter in advance of looking at homes. You need to know what price range of homes fits into your budget. A great mortgage consultant will tell you all the involved fees up front and be able to estimate your payment.

Your Pre-Approval Letter is also submitted with offer to seller when you are ready to proceed with purchasing a home. If you have selected a home, don’t worry, we have several mortgage companies we work closely with to offer you a wide range of mortgage programs plus the ability to pre approve you quickly.

Coldwell Banker Mortgage, a member of the PHH Mortgage family is one of the top ten originators of retail residential mortgages in the United States with a full range of programs at competitive rates. They can be reached at 877-367-6545 or online at www.coldwellbankermortgage.com.

Local Contacts

Brad Tichenor, Mortgage Advisor
Direct: 407-690-8049 Cell: 407-791-9415
http://bradtichenor.phhmortgage.com/
brad.tichenor@mortgagefamily.com

Ismael Otero Jr., BiLingual Mortgage Consultant
Office: 800-236-3268 ext. 80864Cell: 1-407-462-9388
Ismael.Otero@mortgagefamily.com

Countrywide Home Loans, your Florida Bond specialists, offers the First Time Home Buyer program. This program makes purchasing a home more affordable for low-to-moderate income families and individuals by offering fixed, low-interest rate mortgage loans. In addition, Florida Housing also offers down payment and closing costs assistance to eligible borrowers, which can greatly reduce the out of pocket expense to the buyer.