A Message from our Short Sale Team

Over half of home owners who have a mortgage on their home owe more than its current value. Chances are, you or someone you know is facing the possibility of foreclosure in the Central Florida area. But you need to understand that you are not alone. Today, 1 out of every 6 homeowners in America is behind on mortgage payments. These are tough and frustrating times. Now more than ever, it's important to identify your options. Coldwell Banker Ackley's Short Sale Team can help you avoid foreclsure, your credit can be saved, and your financial future can be salvaged. While a loan modification can offer short term solutions, unfortunately nearly all of these home owners that apply are unable to qualify.

Many home owners are delaying the inevitable, cashing out hard earned IRAs, using credit cards to pay bills and borrowing money from family members to try to keep their heads above water.

Homeowners in trouble in Central Florida that can prove a clear hardship can get relief from a short sale. We are a team of Realtors that specialize in short sales in the Central Florida region and have a proven track record of successful Short Sale Closings.

Team Short Sale agents work to get you forgiven of your debt, regardless of what you owe on your home.
You do NOT always have to be in default to work a short sale on your home.
 CBAR's Short Sale Team is not investors; we do not personally buy all these homes.
We have a team of professionals that are available to help you like our Foreclosure defense attorney and our CPA.
We have good relationships with all of our banks.
Our services are ALWAYS 100% free for you; your lender pays ALL fees and closing costs.  

What is a Short Sale?

A short sale in real estate occurs when the outstanding loans and liens against a property are greater than the proceeds from the sale of the home, after all closing costs are paid. This occurs only when a home owner meets the qualifications, and the home owner's lender agrees to allow a short sale. In the event of a short sale in Central Florida, a lender can release you FREE AND CLEAR from your mortgages and fully forgive you of any deficiency! In fact, the new HAFA program offers $3,000 BACK for relocation expenses, and some lenders are offering up to $5,000 as an incentive for homeowners to do a short sale in Central Florida.

Do I meet the qualifications for a Short Sale?

Are you in a financial hardship of any kind? Relocation, divorce, loss of income or job, major repairs needed without resources to make them, increased bills or increased living expenses?
 Are you behind on your mortgage, or facing default or foreclosure?
Can’t get your home sold in a regular sale due the large mortgage balance that is more than the value of your house?
Has your mortgage payment depleted all of your savings (if you have one)?
Are you in any situation where you have to get your home sold?

Short Sale Expert, Short Sale Specialist or Short Sale Master?

Today any Realtor can take a two day class or an on line course and become a so called Short Sale Expert, Short Sale Specialist, Certified Distressed Property Specialist and one of many other titles. But very few across the country can call themselves a true Short Sale Master like CBAR's Short Sale Team. The short sale process is highly specialized, and it is very important to have a team of Realtors who are experienced in working them. Making the wrong choice could cost you in the future.

Our services are entirely at no out of pocket cost to home owners. Please note that we are NOT Real Estate investors like most of the online companies, we are licensed Realtors in the state of Florida whose only goal is to do what is right for our clients.

CBAR's Short Sale Team Will:

Discuss your situation and the short sale process in detail, explaining all of your options with you. A short sale is NOT the always best option in every case.
Provide you with the required forms and documentation from your lender in order for them to process the short sale of your home.
Answer any of your questions you may have throughout the entire process.
Connect you with our local CPA and Foreclosure defense expert to pre-screen your personal situation.
We will market your property to show the bank true market value.
We work directly with your lenders to negotiate the short sale, and present all required documentation and to assemble a solid short sale package that gets the banks attention.

The Best part is that 9 out of 10 times your lender will pay all fees! Through our experience handling distressed properties at Coldwell Banker Ackley Realty, we've found that homeowners today have more questions than answers about their circumstances. Our Short Sale Team is here to help you understand the possible solutions to avoid foreclosure, as well as provide a detailed explanation of short sales in the Central Florida Region, which may be the best course of action for some homeowners.
 

Contact the Short Sale Team
Coldwell Banker Ackley Realty
3264 Greenwald Way N.
Kissimmee, FL 34741